Salsabila, Hasna Fathiyah, and Taswan Taswan. “Analisis Pengaruh Kepemilikan Manajerial, Kecukupan Modal Dan Ukuran Bank Terhadap Kredit Bermasalah Di Indonesia”. Journal of Education Research 5, no. 3 (August 10, 2024): 3536–3543. Accessed July 9, 2025. https://mail.jer.or.id/index.php/jer/article/view/1442.